Funding & Financing Resources
Find out what funding is available to you
A Silver Cross sales consultant knows the local and federal funding programs available for various accessibility and mobility equipment. Some funding is means-based, while other programs are available to all. We can show you how to apply or prepare documents when required.
There are tax credits available for some equipment and home modifications. Local and national charitable organizations also make financial contributions towards specific equipment.
Some programs may cover mobility aids but not home modifications, and vice versa, so it is important to know which category your product is under:
- Power wheelchair
- Mobility scooter
- Lift chair
- Stair lift
- Wheelchair lift
- Roll-in shower
Various programs are available nationally and provincially that provide financial assistance for mobility aids and other medical devices.
National Funding/Financial Assistance
National funding and financial assistance are available to people with various disabilities who wish to purchase equipment that will help them live more independent lives. While coverage and eligibility requirements may differ between programs, all programs are designed to help the disabled. Some of the programs available are:
Veterans Affairs Canada (VAC)
- Health Care Benefits—Veterans Affairs Canada provides financial assistance to eligible veterans. There are 14 Programs of Choice (POC) available. Examples of these programs are POC 1, which covers aids for daily living (such as walkers and various bathroom aids) and POC 13, which covers special equipment (such as wheelchairs and power mobility devices). For items covered under POC 13, they must be prescribed by a VAC-approved health professional and supported by another health professional. Coverage may differ by province/territory. For more information or to see if you are eligible, contact your local VAC regional or district office. Find your local office by visiting the Veteran Affairs Canada website.
Medical and assistive devices are eligible for an HST credit or exemption, although some items (e.g., lift chairs and eyeglasses) require a written prescription from a medical practitioner. You can also claim medical expenses on your province tax return.
- Federally, you can claim eligible medical expenses you paid in a calendar year totaling 3% of your net income or $2,208, whichever is less. Visit the Canada Revenue Agency website for further information.
- The amount you can claim on your provincial/territory tax return will differ depending on the province/territory. For more information on provincial/territory claims, visit the Canada Revenue Agency website.
Easter Seals is dedicated to improving the quality of life for disabled Canadians, offering programs and support throughout Canada to promote active living, family and community support and funding/financial assistance for assistive devices. To learn more, visit the Easter Seals website.
March of Dimes provides a wide array of support and services to people with physical disabilities all over Canada, including funding for mobility and assistive equipment. Visit the March of Dimes website for further information.
Ontario March of Dimes Home and Vehicle Modification Program: provides funding for basic home and/or vehicle modifications. The program is intended to assist permanent Ontario residents with a substantial impairment expected to last one year or more, with their disability management. This program is means-based.
Muscular Dystrophy of Canada offers support and resources to help people with neuromuscular disorders lead independent lives. They provide resources for topics such as symptom management and nutrition as well as financial assistance with mobility and other assistive devices. For more information visit the Muscular Dystrophy of Canada website.
Provincial Funding/Financial Assistance
Most provinces offer programs to help seniors and people with disabilities by providing services and financial support to purchase mobility aids and other medical devices to assist with various daily living tasks. Some of the programs available are:
- British Columbia – Assistive Technology BC (ATBC) provides assistive technology resources to make learning and working environments usable for people with disabilities throughout British Columbia.
- Technology@Work supports people who have a work related barrier due to a disability or a functional limitation and who require Assistive Technology for employment or volunteer activities in British Columbia.
- Home Adaptations For Independence (HAFI) provides financial assistance for home modifications that help eligible low-income British Columbians with mobility or health issues continue to live in their home.
- Alberta—Alberta Aids to Daily Living (AADL) provides assistance for people with long-term disabilities, chronic or terminal illnesses to maintain independence. AADL offers funding for basic medical equipment and supplies. For more information visit the Alberta Aids to Daily Living website.
- Ontario—Assistive Devices Program (ADP) provides financial assistance for equipment to people with long-term physical disabilities to help them perform daily living tasks. Visit the Ontario Ministry of Health and Long-Term Care website for information.
- Ontario Disability & Support Program (ODSP) If you have a disability and need help with your living expenses, you may be eligible
Financing is also available
Canadian Silver Cross locations also offer financing on select equipment, making it easier to pay over time. We are able to offer instant approvals in-store with a fast and easy application process. We would be happy to show you our program details.